Terms of Use

This document sets out the Terms ('Terms') of chetwood.co (the 'Site'). This Site is operated by Chetwood Financial Limited ('Chetwood'). By accessing this Site, you agree to be bound by the Terms. Before using this Site, you should read the Terms carefully, as well as our Cookie Policy and Privacy Policy.

Chetwood is regulated by the Financial Conduct Authority. It is listed with the registration number 740551. Authorisation can be checked on the Financial Services Register at www.fca.org.uk. We’re also registered with the Information Commissioner's Office under registration ZA218401 and we’re a member of CIFAS, the UK's leading fraud prevention service. Chetwood is a company incorporated under the laws of England and Wales with company registration number 09964966 and its registered office at Unit G, Ellice Way, Wrexham Technology Park, Wrexham, LL13 7YT.

'Content' means all pages, screens, information and materials included in or accessible through this Site (including any content available on any email or SMS services).

'You', 'your' and 'yours' means you, the person(s) accessing this Site and the party on whose behalf you are doing so.

'We', 'us' and 'our' means LiveLend, BetterBorrow, SmartSave, Wave and Chetwood Financial Limited.

The Site is currently intended for users from within the UK. Because of this we cannot guarantee that the Site or the information thereon complies with law or regulation, or is appropriate for use, in other places.

You are wholly responsible for use of the Site by you, or by any person using your computer, or other device, and you must ensure that any such person complies with these Terms.

Products or services on this Site do not constitute an offer or recommendation of any products or services provided by Chetwood, unless, and to the extent they explicitly state that they constitute a legally binding agreement, when executed by you. The information provided on this Site is not intended for distribution to, or use by, any person in any jurisdiction where such distribution or use would be contrary to law or regulation.

We may change the Content or services found on our Site at any time without notice, so the Terms may change at any time in the future.

The following clauses exclude or limit our legal liability for the Site. You should read them carefully. They all apply only as far as the law permits, and in particular we do not exclude or restrict our duties and liabilities to you under the Financial Services and Markets Act 2000 (the "Act"), or the rules of the FCA for the conduct of business.

While we have taken reasonable steps to ensure the accuracy, availability correctness and completeness of the information contained on the Site, information is provided on an "as is", "as available" basis and we do not give or make any warranty or representation of any kind, whether express or implied. The use of the Site is at your sole risk. We shall not be liable for any loss or damage whatsoever and howsoever arising as a result of your use of or reliance on the information contained on the Site to the maximum extent permitted by law.

We do not represent or warrant that the Site will be available and meet your requirements, that access will be uninterrupted, that there will be no delays, failures, errors or omissions or loss of transmitted information, that no viruses or other contaminating or destructive properties will be transmitted or that no damage will occur to your computer system. You have sole responsibility for adequate protection and back up of data and/or equipment and for undertaking reasonable and appropriate precautions to scan for computer viruses or other destructive properties.

We make no representations or warranties regarding the accuracy, functionality or performance of any third party software that may be used in connection with the Site.

Where we provide hypertext links to other locations on the Internet, we do so for information purposes only. We are not responsible for the content of any other websites or pages linked from or linking to this Site. We have not verified the content of any such websites. Following links to any other websites or pages shall be at your own risk and we shall not be responsible or liable for any damages or in other way in connection with linking.

The Terms are governed by and interpreted in accordance with the laws of England and Wales and the courts of the above jurisdiction will have non-exclusive jurisdiction in respect of any dispute, which may arise.

If you wish to contact Chetwood, please email us on [email protected].